Mortgage options
Understand the paths before you choose one.
A product name is only the beginning. Compare payment, cash due, ongoing costs, flexibility, and how long you expect to keep the loan.
Your next step.
VA home loans
For eligible veterans and service members. Learn about potential no-down financing, lender-fee offers, and the VA funding fee.
Read the VA guide → FHA / CONVFHA and conventional
Compare down payment and mortgage-insurance structures and understand cash to close.
Compare options → 62+Reverse mortgage
Understand HECM and other reverse mortgage paths for eligible older homeowners.
Read the reverse guide → BUILDNew construction
Plan the loan conversation for a new build, construction timeline, and permanent financing.
Explore construction → RATERate buydowns
Compare borrower-paid points and temporary seller- or builder-funded buydowns, when available.
Understand buydowns → ARMAdjustable-rate mortgages
Compare an ARM’s initial terms and future adjustment risk with a fixed-rate loan.
Review ARM trade-offs →Not sure which path fits?
Use the guided purchase questions or refinance questions, then apply with Rate or contact April.