Choose the loan goal
Purchase, refinance, or another home-financing goal. Your goal helps shape the questions and information you may need.
Your next step
Apply with Rate, prepared and confident.
The Rate application is where you securely submit the information needed for a mortgage review. Here is a simple preview so you know what may be ahead.
A personal plan
Your home goal.
Your next step.
Your next step.
1Tell us what matters
2Compare the trade-offs
3Choose how to proceed
Gather your basics
Be prepared to enter identity, income, employment, asset, debt, property, and housing information inside Rate’s secure application. Exact items depend on the loan and your situation.
Complete the application
Answer each section carefully and provide requested documents through Rate’s secure process. A complete application helps the system and loan team review the file.
Review next steps
Some complete applications may receive an initial automated response quickly. Timing and results vary; additional review, documents, and underwriting may still be needed.
For your security: Do not send a Social Security number, account number, income documents, or credit information through this website, email, or text. Enter sensitive information only in Rate’s secure application.
Choose how to proceed