:root{--red:#d62832;--red2:#ad2028;--navy:#142b3c;--ink:#172b39;--muted:#536373;--line:#d9e0e6;--soft:#f5f7f9;--paper:#fff;--shadow:0 18px 48px rgba(20,43,60,.09);--radius:22px;--max:1240px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font:18px/1.6 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit}a:hover{color:var(--red2)}button,input{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #438ec4;outline-offset:3px}.skip-link{position:absolute;left:-9999px;top:1rem;background:white;padding:.7rem 1rem;z-index:99}.skip-link:focus{left:1rem}
.site-header{height:88px;border-bottom:1px solid var(--line);background:white;position:sticky;top:0;z-index:20}.header-inner{max-width:var(--max);height:100%;margin:auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:21px;font-weight:850;letter-spacing:-.04em;color:var(--navy);white-space:nowrap}.brand-mark{width:42px;height:42px;border-radius:12px;background:var(--red);display:grid;place-items:center;color:white;font-size:19px;font-weight:900}.brand small{display:block;color:var(--muted);font-size:12px;font-weight:650;letter-spacing:.01em;line-height:1.15}.site-nav{display:flex;align-items:center;gap:24px}.site-nav a{text-decoration:none;font-weight:650;font-size:15px}.site-nav .nav-apply{padding:11px 18px;background:var(--red);color:#fff;border-radius:999px}.nav-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:12px;padding:8px 12px;color:var(--navy);font-weight:700}
main{min-height:55vh}.breadcrumbs{max-width:var(--max);margin:0 auto;padding:20px 28px 0;color:var(--muted);font-size:15px}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}.hero{background:linear-gradient(135deg,#f6f8fa,#fff 58%);border-bottom:1px solid #edf0f2}.hero-inner{max-width:var(--max);margin:auto;padding:70px 28px 74px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);gap:60px;align-items:center}.hero-copy{max-width:760px}.eyebrow,.panel-label,.choice-kicker{color:var(--red);font-weight:800;text-transform:uppercase;letter-spacing:.13em;font-size:13px;margin:0 0 16px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(42px,5.1vw,68px);line-height:1.04;letter-spacing:-.055em;color:var(--navy);margin:0 0 24px;white-space:pre-line}h2{font-size:clamp(28px,3.2vw,42px);line-height:1.14;letter-spacing:-.035em;color:var(--navy);margin-bottom:16px}h3{font-size:22px;line-height:1.25;letter-spacing:-.02em;color:var(--navy);margin-bottom:10px}.lede{font-size:20px;line-height:1.55;color:#465766;max-width:780px}.hero .lede{font-size:20px}.hero-art{min-height:340px;border-radius:28px;background:linear-gradient(145deg,#f3f6f8,#e8eef2);border:1px solid #e4e9ed;display:flex;align-items:center;justify-content:center;padding:34px;position:relative;overflow:hidden}.hero-art:before,.hero-art:after{content:"";position:absolute;border-radius:50%}.hero-art:before{width:230px;height:230px;background:#f4d9db;right:-50px;top:-72px}.hero-art:after{width:170px;height:170px;background:#dce7ed;left:-46px;bottom:-72px}.art-inner{position:relative;z-index:1;background:rgba(255,255,255,.9);border:1px solid white;border-radius:22px;padding:28px;width:min(100%,400px);box-shadow:var(--shadow)}.art-label{font-weight:800;color:var(--red);letter-spacing:.14em;text-transform:uppercase;font-size:12px}.art-heading{font-size:28px;line-height:1.18;color:var(--navy);font-weight:800;margin:12px 0 20px;letter-spacing:-.04em}.art-steps{display:grid;gap:11px}.art-step{background:#f7f8f9;border:1px solid #edf0f2;border-radius:13px;padding:12px 14px;display:flex;align-items:center;gap:12px;font-weight:700;color:#384c5a}.art-step b{width:28px;height:28px;display:grid;place-items:center;background:var(--red);border-radius:50%;color:white;font-size:13px}
.hero-actions,.button-row{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin-top:25px}.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:13px 22px;border-radius:999px;text-decoration:none;font-weight:780;line-height:1.2;border:1px solid transparent;cursor:pointer}.button-primary{background:var(--red);color:white}.button-primary:hover{background:var(--red2);color:white}.button-outline{border-color:#aebac4;background:white;color:var(--navy)}.button-outline:hover{border-color:var(--red);color:var(--red)}.button-light{background:white;color:var(--navy)}.button-small{min-height:42px;padding:10px 16px;font-size:15px}
.section{max-width:var(--max);margin:auto;padding:78px 28px}.section-tight{padding-top:48px;padding-bottom:48px}.section-heading{max-width:780px;margin-bottom:30px}.section-heading .eyebrow{margin-bottom:13px}.section-tint{max-width:none;background:var(--soft);padding-left:max(28px,calc((100% - var(--max))/2 + 28px));padding-right:max(28px,calc((100% - var(--max))/2 + 28px))}
.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.choice-card{display:flex;flex-direction:column;align-items:flex-start;min-height:260px;padding:28px;background:#fff;border:1px solid var(--line);border-top:5px solid var(--navy);border-radius:var(--radius);box-shadow:0 12px 36px rgba(20,43,60,.05);text-decoration:none;transition:transform .18s,box-shadow .18s}.choice-card:hover,.info-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);color:var(--ink)}.choice-card-red{border-top-color:var(--red)}.choice-card h2,.choice-card h3{margin:2px 0 10px}.choice-card p{color:var(--muted);max-width:560px;margin-bottom:20px}.choice-card .button{margin-top:auto}.choice-kicker{font-size:12px;color:#65727f;margin-bottom:6px}.card-link{display:inline-flex;gap:8px;align-items:center;color:var(--red2);font-weight:800;margin-top:auto}.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding-top:32px;padding-bottom:32px;border-bottom:1px solid var(--line)}.trust-strip>div{display:flex;flex-direction:column;align-items:center;text-align:center;padding:14px;border-right:1px solid var(--line)}.trust-strip>div:last-child{border:0}.trust-strip strong{font-size:27px;line-height:1.2;color:var(--navy)}.trust-strip .trust-rating{display:flex;align-items:center;justify-content:center;gap:9px;flex-wrap:wrap}.trust-strip .trust-rating .trust-stars{font-size:22px;line-height:1;color:var(--red);letter-spacing:.04em;margin:0}.trust-strip .trust-rating>span:last-child{font-size:27px;line-height:1.2;color:var(--navy);font-weight:850;margin:0}.trust-strip span{font-size:15px;color:var(--muted);margin-top:5px}.split-section{display:grid;grid-template-columns:1.2fr .8fr;gap:38px;align-items:center}.panel{padding:28px;border-radius:var(--radius);border:1px solid var(--line);background:#f7f9fa}.panel-dark{background:var(--navy);color:white;border:0}.panel-dark h3,.panel-dark .panel-label{color:white}.panel-dark .check-list li:before{color:#ffc9cc}.panel-red{background:#fff5f5;border-color:#f2c5c8}.check-list{list-style:none;padding:0;margin:18px 0 24px;display:grid;gap:10px}.check-list li{position:relative;padding-left:28px}.check-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--red);font-weight:900}.card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.card-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.info-card{display:flex;flex-direction:column;align-items:flex-start;min-height:220px;padding:23px;background:white;border:1px solid var(--line);border-radius:18px;text-decoration:none;transition:transform .18s,box-shadow .18s}.info-card p{color:var(--muted);margin-bottom:18px}.info-card h2{font-size:25px}.icon-badge{display:inline-grid;place-items:center;min-width:42px;height:38px;padding:0 10px;background:#f8e5e6;color:var(--red2);border-radius:11px;font-size:12px;font-weight:900;letter-spacing:.04em;margin-bottom:17px}
.section-cta{text-align:center;background:#fff7f7;border:1px solid #f3d7d9;border-radius:26px;margin-top:35px;margin-bottom:70px;padding:56px 28px;max-width:var(--max)}.section-cta .lede{margin-left:auto;margin-right:auto}.section-cta .button-row{justify-content:center}.review-card,.profile-card{border:1px solid var(--line);border-radius:24px;background:white;padding:28px;box-shadow:var(--shadow)}.stars{color:#c92b36;letter-spacing:.12em;font-size:24px}.review-score{font-size:46px;font-weight:850;color:var(--navy);margin:10px 0 0;line-height:1}.review-score span{font-size:18px;color:var(--muted);font-weight:600}.review-count{font-size:18px;margin:8px 0;color:var(--muted)}.fine-print{font-size:14px;line-height:1.5;color:#677580}
.site-footer{background:var(--navy);color:#fff}.footer-inner{max-width:var(--max);margin:auto;padding:54px 28px 26px}.footer-grid{display:grid;grid-template-columns:1.1fr .8fr 1.2fr;gap:40px}.footer-brand{font-size:22px;color:white;font-weight:850}.footer-brand small{display:block;font-size:14px;color:#d4dde3;font-weight:600}.footer-grid h2{color:white;font-family:inherit;font-size:17px;letter-spacing:0;margin:0 0 12px}.footer-grid a{color:#f3f6f8;text-decoration:none}.footer-grid a:hover{color:#ffb9bd;text-decoration:underline}.footer-grid p{color:#d4dde3;margin:10px 0}.footer-nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 18px}.footer-nav a{font-size:15px}.footer-bottom{border-top:1px solid rgba(255,255,255,.22);margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#d4dde3;font-size:13px}.footer-bottom a{color:white}
.guided-flow{max-width:980px;margin:auto;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow);overflow:hidden}.flow-top{padding:20px 26px;background:#f6f8f9;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:15px;align-items:center;color:#495c6a;font-weight:750}.progress-track{height:6px;background:#e7ebef}.progress-value{height:100%;background:var(--red);transition:width .2s}.flow-content{padding:clamp(24px,4vw,44px)}.flow-content h2{font-size:clamp(27px,3vw,38px)}.flow-help{color:var(--muted);max-width:760px}.flow-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:26px 0}.flow-option{display:flex;align-items:flex-start;gap:12px;text-align:left;padding:16px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink);cursor:pointer;min-height:62px}.flow-option:hover,.flow-option.selected{border-color:var(--red);background:#fff7f7}.flow-option input{margin-top:5px;accent-color:var(--red);width:18px;height:18px}.flow-actions{display:flex;justify-content:space-between;gap:12px;padding-top:16px;border-top:1px solid var(--line)}.flow-actions .button{min-width:120px}.flow-result{padding:20px;border-radius:16px;background:#f7f9fa;border-left:4px solid var(--red);margin:16px 0}.flow-result h3{margin-bottom:8px}.flow-result p:last-child{margin-bottom:0}.notice{padding:19px 21px;border-radius:16px;background:#f0f5f8;border:1px solid #d8e3e9;margin:22px 0}.notice-red{background:#fff5f5;border-color:#f1c3c7}.large-list{padding-left:23px;display:grid;gap:14px}.numbered-list{display:grid}.numbered-list article{display:grid;grid-template-columns:64px 1fr;gap:16px;padding:23px 0;border-bottom:1px solid var(--line)}.numbered-list article>span{width:48px;height:48px;display:grid;place-items:center;color:white;background:var(--red);border-radius:50%;font-weight:850}.numbered-list h2{font-size:25px}.numbered-list p{color:var(--muted);margin-bottom:0}.step-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.step-cards article{padding:24px;background:#fff;border:1px solid var(--line);border-radius:18px}.step-cards article>span{display:grid;place-items:center;background:var(--red);color:white;border-radius:50%;width:40px;height:40px;font-weight:850;margin-bottom:17px}.step-cards h2{font-size:23px}.step-cards p{color:var(--muted);margin-bottom:0}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px}table{border-collapse:collapse;width:100%;min-width:700px;background:white}th,td{padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}thead th{background:#f3f5f7;color:var(--navy)}tbody th{color:var(--navy);min-width:155px}.faq-list{display:grid;gap:10px}details{border:1px solid var(--line);border-radius:14px;padding:16px 18px;background:#fff}summary{cursor:pointer;font-weight:760;color:var(--navy)}details p{margin:12px 0 0;color:var(--muted)}.profile-monogram{width:72px;height:72px;background:var(--red);display:grid;place-items:center;border-radius:50%;color:white;font-weight:900;font-size:27px}.profile-title{font-size:25px;font-weight:850;color:var(--navy);margin:18px 0 0}.profile-card dl{margin:20px 0}.profile-card dl div{display:flex;justify-content:space-between;gap:14px;border-top:1px solid var(--line);padding:10px 0}.profile-card dt{color:var(--muted)}.profile-card dd{margin:0;font-weight:750;text-align:right}.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.contact-card{border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 10px 30px rgba(20,43,60,.05)}.contact-detail{font-size:24px;font-weight:800;color:var(--navy)}.contact-detail a{text-decoration:none}.text-link{color:var(--red2);font-weight:800;text-decoration:underline;text-underline-offset:3px}
@media(max-width:980px){.hero-inner{gap:35px}.site-nav{gap:14px}.site-nav a{font-size:14px}.card-grid.three{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:.9fr .65fr 1.25fr;gap:25px}}
@media(max-width:760px){body{font-size:17px}.site-header{height:72px}.header-inner{padding:0 18px}.brand{font-size:18px}.brand-mark{width:38px;height:38px}.brand small{font-size:11px}.nav-toggle{display:block}.site-nav{display:none;position:absolute;top:71px;left:0;right:0;background:#fff;padding:14px 18px 20px;border-bottom:1px solid var(--line);box-shadow:0 12px 20px rgba(20,43,60,.08);align-items:stretch;flex-direction:column;gap:3px}.site-nav.is-open{display:flex}.site-nav a{padding:11px 8px;font-size:16px}.site-nav .nav-apply{text-align:center;margin-top:8px}.hero-inner{grid-template-columns:1fr;padding:48px 20px 52px;gap:26px}.hero-art{min-height:265px;padding:20px}.art-inner{padding:20px}.art-heading{font-size:24px}.section{padding:56px 20px}.section-tight{padding:34px 20px}.section-tint{padding-left:20px;padding-right:20px}.choice-grid,.split-section,.card-grid,.card-grid.three,.step-cards,.contact-grid{grid-template-columns:1fr}.choice-card{min-height:0}.trust-strip{grid-template-columns:1fr;padding:18px 20px}.trust-strip>div{border-right:0;border-bottom:1px solid var(--line);padding:14px}.trust-strip>div:last-child{border-bottom:0}.footer-inner{padding:42px 20px 22px}.footer-grid{grid-template-columns:1fr;gap:28px}.footer-nav{grid-template-columns:repeat(2,minmax(0,1fr))}.flow-top{padding:16px 18px}.flow-content{padding:22px 18px}.flow-options{grid-template-columns:1fr}.flow-actions .button{min-width:0;flex:1}.numbered-list article{grid-template-columns:48px 1fr;gap:12px}.numbered-list article>span{width:40px;height:40px}.section-cta{margin:24px 16px 46px;padding:42px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

.choice-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.choice-card-equity{border-top-color:#3b83b6}.hero-actions.triple .button{flex:0 1 auto}
@media(max-width:760px){.choice-grid.three{grid-template-columns:1fr}.hero-actions.triple .button{width:100%}}

/* About April portrait */
.hero-art.april-photo{padding:0;min-height:420px;background:#f7f8f9;align-items:flex-end}.hero-profile-photo{display:block;width:100%;height:100%;min-height:420px;max-height:540px;object-fit:contain;object-position:center bottom}
@media(max-width:720px){.hero-art.april-photo{min-height:320px}.hero-profile-photo{min-height:320px;max-height:420px}}